Type Your family is growing. Congratulations.
Many Parents during this time decide to buy a home or to upgrade an existing home. We did it ourselves. It's already a stressful time so the unknown of how a bank will handle your application during Parental/Maternity leave only adds to the stress.All that you Require is a Job letter showing that you have a guaranteed position to return to.
Some Lenders will only allow you to use the income you are currently receiving to qualify for a mortgage. This means you will qualify for significantly lessThe advantage of working with a mortgage broker is that you have a choice between mortgage products and institutions. This includes lenders who will use 100% of your return to work income.